What our clients say ...

I have been a client of Montgomery Charles for about 18 months. Mike Marigold and his team have given superb help with financial planning for our retirement, not only for myself but for my wife who is a teacher.

I met Mike at a BDA Planning for Retirement seminar a couple of years ago. I was impressed by his approach and I found him easy to talk to and have found his staff also to be efficient and extremely helpful. Previous IFAs I have dealt with bear no resemblance. We had an extremely in-depth analysis of our circumstances and of our wants and needs for the future. Mike adopts a very holistic approach. He and his team developed a plan very much tailored for us both.

Regular reviews are an integral part of the service. Even the best of plans need reviewing and adapting and we went through a very detailed annual review at their offices recently. Very impressive. They will continue to help us to manage our assets in a similar way throughout our retirement for as long as we wish to continue.

Based on my experience so far, I can't recommend them highly enough.

Dr John Mooney
Recently Retired Dentist, Bolton

April 2011

I have used Montgomery Charles for Financial Planning and have found them excellent. Mike Marigold is friendly and approachable and always talks good sense.

Although I have only been with Mike for about a year, I have found his whole team professional and efficient. I am moving to incorporate my practice and his advice has been superb. I also switched my pensions to a SIPP centre and have been very impressed with the handling of this.

I would not hesitate in recommending Mike and his team to other busy dentists.

Dr Amanda J Biddle -
Specialist in Periodontics and Oral Surgery, Emsworth Hampshire

April 2011

I use Montgomery Charles and Mike Marigold really knows his stuff. He has a great insight into how dentists think and how the business of dentistry is conducted.

The people who work with him are pleasant and efficient and are good at nudging you to do the things you promised to do; eg. signing papers and sending them back and not leaving them lingering in the in pile.

Dr June McCahon
Principal of a Braintree Practice in Essex

April 2011

 

I would just like to drop you a line and thank you for all the hard work you have done for me.

I feel that your professionalism and especially your fresh approach to financial planning has been invaluable to me.

I'm impressed you have such depth and knowledge of the dental business and that you are able to offer such a full and complete package of services to help with our asset management.

Dr Andre Hedger
Great Bookham, Surrey

28th April 2010

My first encounter with Mike Marigold was at his dynamic and informative presentation as part of B.D.A Retirement Seminar.

I was very impressed by his holistic approach in identifying his client’s requirements, including his honest addressing of the ‘Reality Check’.

Finally, I have found an I.F.A who has commendable personal qualities and a significant understanding and insight into both dentistry and the myriad of financial products.

I now fee confident and reassured with my financial plans. I am happy to unreservedly recommend Montgomery Charles.

Dr Kerry J. Tolhurst
Wisbech, Cambs

2nd April 2010

Our decision to ask you to prepare a Full Financial Life Plan report turned out to be the first of several vital steps in the process of understanding exactly what our options could be over the next few years.

Despite the fact that we said we had no intention of selling the dental practice, you offered us the advice that if we could bring the profitability up this might actually be the best of our options and suggested values for the buildings and the good will far in excess of our own expectations.

What happened was extraordinary. Not only did our profits rise overnight but you got the valuations right first time. Whilst you would make no money out of us, you insisted that instead of taking the pension protection route to transfer the practice into what we both termed our "Tesco", we should sell the dental practice, go debt free and take the smaller but very agreeable part of Cheralyn's aesthetics business with us.

The practice was sold at a premium in September last year. Our new aesthetic clinic is based in our lovely Edwardian home in Sevenoaks and it is thriving despite the current economic climate. We are debt free and are very happy.

Thank you.

Dr Cheralyn and Julian Lumley
Sevenoaks

20th  March 2009

Thanks Mike and great to see you too - I found the day (Financial Life Plan Delivery) really rewarding and very much enjoyed your company.

You've got a lot to be proud of there, especially your associate Emma.

Barry Westwood
Slipshoe Street Dental Surgery
Reigate, Surrey

8th July 2010

It was good to see you on Friday, your meetings certainly give us food for thought and has made us rethink our strategy.

I would also like to express how professional your PA Sarah is. She is always very pleasant and helpful when I ring your office.

Graham & Valerie Magee
Greatteeth Limited
12 White Friars
Chester
CH1 1NZ

14th July 2010